body {
  background-color: #98A3B6;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 13px;
  margin: 20px;
}
h1 {
  color: #666666;
  font-size: 19px;
  margin: 0px 0px 13px 0px;
}
h2 {
  color: #666666;
  font-size: 16px;
  margin: 0px 0px 11px 0px;
}
h3 {
  font-size: 10pt;
  margin: 0px 0px 8px 0px;
}
h4 {
  color: #324194;
  font-size: 16px;
  margin: 0px 0px 11px 0px;
}
ul {
  list-style-image: url(dot1.gif);
}
p {
  margin-bottom: 0px;
  margin-top: 0px;
}
a {
  color: #384B90;
  text-decoration: none;
}
a:hover {
  text-decoration: underline;
}